About Option Funding Capital

Option Funding Capital is the digital portal for Option Funding, Inc., a private direct lender serving real estate professionals across the United States. The portal brings together two audiences in one place: borrowers who need fast, common-sense financing for their projects, and investors looking to deploy capital into asset-backed, business-purpose loans. Every product we list — Fix & Flip, Bridge, and DSCR rental loans — is underwritten to make sense, secured by real assets, and funded by our own team, not a broker network.

Borrowers use this site to explore loan products, run an indicative payment estimate, and start an application in minutes. Investors use it to review the lending platform's track record, request an investor package, and access the secure client document library with decks, performance reports, and legal materials. Behind the scenes, an administrative dashboard manages every inquiry and published document so nothing is lost between first contact and closing.

The site and its internal tools are built and maintained by the Option Funding, Inc. team in Westlake Village, California — a group of lending professionals with over three decades of experience structuring private credit for real estate sponsors, backed by licensed staff (NMLS #163400, CA DRE #01342072). We built this portal so the same direct, transparent approach we take in lending shows up in how you reach us, apply, and track your investments online.